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Housing lottery highlights found in the application fine print.

Your Credit Score counts when you apply to a Massachusetts housing lottery. New York Housing lotteries don’t care about that.

However; applicants who have received a housing subsidy (like Section 8) are not subject to the minimum income requirements when applying to certain lotteries, like this one named Broadstone Bare Cove of Hingham. Their apartment units are coming to market soon and have a listed minimum income requirement of $45,180. The application period ends in late August 2019.

When paying rents at market-rate buildings, the leasing office may expect your income to be at least 2.5 times the listed rent. And they will want a rent-to-income ratio of 40%. Affordable housing lottery processors in Mass will look at your Rent-To-Income Ratio  as well. Its about cash-flow. They look for the amount of money left over after you pay for your car, your school, your food and other necessary, recurring lifestyle expenses. All household incomes are included in the calculation.

The housing application requires you to list all income earning household residents for proof. The left-over has to consistently cover the rents. Uber/Lyft  drivers and other gig-economy workers who do not receive a regular W-2 will likely have to file a Profit and Loss statement to prove income with their housing lottery applications. Housing lottery filing forms have been including a blank P&L form for them.

When DHCD funds ( Massachusetts Department of Housing and Community Development) are used to build the property, the applicant must pass reviews on credit scores, tenant history, and criminal background checks in accordance with DHCD’s requirements regarding same. Where minimum incomes tables are listed in some housing applications, the figures they show  may not be “required” because they are the estimated figures the leasing office came up with, but if you can hit those marks, it is a good thing.

Income: for the Brand New Affordable rental units going to market in Hingham soon, these approximate minimum income limits for households without a housing subsidy are mentioned in the app:  1 BR $ 45,180; 2 BR $ 52,500; 3 BR $ 59,100. 

Well, these items are just a few of the important details in a Massachusetts housing lottery application form.

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Section 8 housing list and news

Section 8 Massachusetts

news

April 2019 – Boston Mayor Martin Walsh releases 1,000 new Section 8 rental housing vouchers to support those who suffer from chronic homelessness. The vouchers will be issued by the Boston Housing Authority through four programs that assist homeless individuals: Coordinated Access System referral program, the Rapid Rehousing program, the Moving On program and the Leading the Way Home Program.  Section 8 vouchers allow individuals and families with low incomes to only spend about 30 percent of their income on rent and utilities, with the voucher covering the rest of costs.


Boston Section 8

The Boston Housing Authority administers a Section 8 program. view web site

Housing eligibility varies by Public Housing or Section 8/Leased Housing programs. BHA staff evaluate each individual application and make an eligibility decision. Here are some general guidelines that BHA uses to assess your eligibility. 

Massachusetts Section 8

Section 8 housing choice voucher program is the federal government’s major program for assisting very low-income families, the elderly, and the disabled to afford decent, safe, and sanitary housing in the private market.  The Massachusetts Section 8 Housing Choice Voucher Program Centralized Waiting List feeds Ninety-Nine (99) Massachusetts housing authorities who use this one computerized list. All applicant information entered onto this list can be accessed and updated by any and all participating housing authorities.  View the Centralized List website for Section 8 applications and information. The Massachusetts Centralized Section 8 Waiting List will remain open indefinitely. The Waiting List is updated at least every two (2) years. 

Search for Section 8 by Zip Code 

CLICK HERE to Search with a zip code.
The HousingWorks Net Boston non-profit created a unique Section 8 search engine for Massachusetts properties and waitlists. 

Section 8 Legal Help

Consult Greater Boston Legal Services, Inc. – website    They are one of a number of organizations offering Section 8 legal assistance when trouble arises with landlords and Section 8 tenants.

Section 8 Federal HUD Information

Look at the Massachusetts Area Section 8 Locator Map.   Click to Access.