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Complete Guide to Massachusetts M.G.L 40H certified CDCs

The CDC is building affordable apartments you are looking for. Here’s how to get in touch with them.

A CDC or Community Development Corporation is a non-profit organization formed to provide affordable housing inventory to residents living in Massachusetts.  This list was created in 2015. New ones may be operating. Please report  any links that no longer work or tell us about new CDCs not on this list.

CDC Directory of Massachusetts 2020 updating

  1. Allston Brighton CDC
    Allston Brighton CDC
    20 Linden Street, Suite 288
    Allston, MA 02134
    Phone: 617-787-3874, Fax: 617-787-0425
     
  2. Asian Community Development Corportion Boston
    ACDC now has five properties in its portfolio that includes 756 homes of which 375 are
    affordable. Three developments in Chinatown account for 702 newly built homes. ACDC received nearly 4,400 applications for the 95 affordable rental units in at the 300 suite building at 66 Hudson at One Greenway. Families begin moving into One Greenway August 2015.

     

     

  3. Belmont Town of Belmont Housing Trust and the HOME Consortium contact is  Jeffrey Wheeler in the Office of Community Development at 617-993-2666 or by e-mail at jwheeler@belmont-ma.gov . Belmont’s affordable housing developments are Waverley Woods Affordable Rental Housing Development (Zone 6, McLean District), B Street and  Brighton Street. Direct questions about applying for apartments or buying a home to  the Office of Community Development.
  4.  

    CDC of Southern Berkshire
    Community Development Corporation of South Berkshire (CDCSB)
    P.O. Box 733
    17 Bridge Street
    Great Barrington MA 01230
    p 413.528.7788, f 413.528.4978, info@cdcsb.org
    Over the last five years, we have leveraged over $13 million in public and private investment for southern Berkshire County and created fifty affordable housing units.

  5.  

    Coalition for a Better Acre (Lowell)
    517 Moody Street, Floor 3
    Lowell, MA 01854-4014
    Tel: 978-452-7523 | Fax: 978-452-4923 | info@cbacre.org
    Coalition for a Better Acre has has been responsible for the development of 425 residential rental units and sold an additional 50 homes to first-time homebuyers.

  6. Codman Square Neighborhood Development Corp
    Showcases apartments at 702 Washington Street Dorchester Ma 02124, 617.825.8888;
    173 Columbia Road, Dorchester MA, 617.287.9580 and 193 Talbot Ave., Dorchester MA 02124, 617.265.3200 on their web site. Manages 40 Fairmont Corridor coop apartments and has a lot on the ball in Dorchester.
     
  7. Lexington Housing Partnership
    click for the current list of Lexington Affordable Housing Opportunities

     

     

  8. Randolph – the Town of Randolph has public housing. There is Elderly Drive built in 1967 with 48 one bedroom units on Mill Street; Sunshine Avenue was built a year later with 64 one bedroom units on Oak Street and there is DeCeIle Drive built in 1975 with 124 one bedroom units offNorth Street where the RHA or Randolph Housing Authority office  – Phone (781) 961-1400,
    Fax (781) 963-0251;  is located.   Checkout http://www.randolphhousingauthority.org/properties/
     
  9. Worcester Common Ground
    5 Piedmont Street Worcester, MA 01610 508-754-0908
    The WCG CDC finances community development. Over 128 affordable units are in its care.
  1. Worcester Community Housing Resources
    contacto con: Olivia Cepeda Office Manager/Finance Assistant (508) 799-0322 ext. 100.  See affordable houses and condos for sale and rentals for income qualified tenants on its web link above site.
  2. Worcester East Side CDC
    310 Highland Street Worcester, MA 016042, 508-799-6942
    See what they have to offer.

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Affordable housing vacancy list from the unknowable market.

Organize your space

Apartment vacancies exist in the internet stream, however; there are non-advertised affordable apartment units. The number is unknowable. Some are found in neighborhood gossip. We see flyers with APT AVAIL notices pinned to ice cream and coffee shop bulletin boards. A food coop where vegetarians and vegans shop is a another source for leads. Those bulletin boards have listings posted. 

How to get housing lottery applications in MA streaming to your SMS device.  click here to request yours.

How to get Jobs we can refer you to.

You are welcome to request JOB leads.  Use this  form.



Jobs and career opportunities paying $45,000 to $150,000 from recruiters who are seeking referrals from us are here.

  • November – thru December are holiday shopping months.  FEDEX and UPS shippers will definitely be hiring people in the warehouses to handle the increased volume. They pay $18/hr on average.
  • CENSUS.  The Census bureau is hiring, starting at $25/hr with flexible hours. You can apply there at www.2020census.gov/jobs  Call 1-855-JOB-2020.
  • Licensed drivers can get work at a lot of places. And if you have a CDL – ( commercial drivers license)  oh goodness, there are too many jobs openings out there for  you. 

Stay connected

Get on our Jobs Mailing List Here (click). When FEDEX and UPS start sending in their job openings we send you the copy and contact info.

We are showing a few of the many listings available to rent or purchase housing at affordable prices. You receive all listing with Smallwall  SMS Text service from smallwall.net.  Learn More


Where are the hard-to-find affordable rental apartments?

.Keep you eyes wide open everywhere you go. A home owner and landlord living in a large 3 or 4-family house used to tape a store-bought Rental Available poster on the front porch for all to see, before the Internet hit, driving people to spend hours on Craigslist looking up the listings.

But you know that be a hassle, so what else can you do? Start with the Boston Herald newspaper Classified Section because good prices for rentals and rooms are often listed there.  Stop by laundromats, coffee shops and ice-cream parlos and look at the bulletin boards.  Watch what hangs on a telephone pole in the neighborhoods.  Ask a bar tender.  Do the owners of storefront bodega stores own property for rent? You bet they do and they often have it upstairs above their stores in the same buildings.

People own empty homes but are afraid to rent floors to strangers.

  • You know this happens more than you think. But when they have a need for cash they will rent them. Ask everyone where you work or who you know about this, something will turn up.
  • Ask around at the churches, check their newsletters and bulletins.
  • Form alliances with social service techs and support housing advocates events.  The contacts are useful for your housing search.

Electronic filers are making these moves

  • HousingWorks, Inc., a non-profit in the Fenway who does work for many housing authorities in charge of listings for towns –  has either put the ( some) applications online, or has a link to it, or a way to get it in time to join the lottery.
  • Usually  applications are completely TYPEABLE, which saves you time: you can finish the applications faster for the client. 
  • They are easier for the lottery person to read. They ( the lottery applications) are easier to mail because the address fits in the window of many # 10 window envelopes going out into the mail after labels are printed.
  • The support with the SMALLWALL SMS item provides access to electronic filing.   Order Online

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Housing lottery briefing on affordable vacant units.

Sonoma in Dor

NO DELAYS

Construction sites are busy raising buildings on a tight timeline. As one housing block is finished,  space is cleared somewhere else to build another one in the city. The large apartment buildings are less likely built in the surrounding suburbs.  A number of large multi-plex developments come online in the suburbs but at a slower pace than they are in the City of Boston.

TURNOVER

And there is a turnover. Thousands of income-restricted apartments will have tenants coming and going – moving laterally, or into units from Wait Lists and other social service placements.  The Massachusetts Affordable Housing Stock is a mix of new and old units. There were 3,733 new housing units built in Boston in 2018 as part of Mayor Walsh’s Housing plan to build 69,000 new housing units by 2030.  But 60,000 people are on affordable housing Wait Lists around the state, and most wage earners are eligible for the units.  

GOOD RENTS

Affordable rent rates are fixed by government policy.  Large households are charged more than singles can pay for the same unit. When you are examining the lottery opportunities, pay particular attention to the AMI Percentage tag.  The AMI number determines the unit rent rate.

Taking a shot

SMS list sample

Review 100s of open unit prices in our lottery SMS messages

Help Desk + SMS 

You can contact us with affordable housing questions and receive all the official housing lottery applications in SMS text messages – the fastest way to compete in the affordable housing lottery.  You’ll learn tactics such as how to get your paperwork digitized by the proper authorities and auto-matched to rental opening that fit your profile so that you don’t have to submit new paperwork every time. 

We supply information and the applications to help you get an affordable housing deal in Massachusetts.  

Massachusetts has 351 cities and towns. Most offer affordable housing options via a matrix of public, quasi-public, Federal, State, Non-profit and Commercial entities.  Opportunities are coming and going every day.

Use your cell phone camera on this QR CODE
The 30-day Help Desk + SMS Service is $4.99
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Legal help when landlords say no to Section 8 or disability checks.

Landlords who say no to Section 8 housing vouchers or disability checks when you pay the rent  are breaking the rules. Fortunately you can do something about it.

Call 617-884-7568 to report your trouble or visit the Suffolk Law Housing Discrimination Testing Program web site at http://www.suffolk.edu/law/hdtp 

Suffolk Law’s Housing Discrimination Testing Program (HDTP) is funded by a grant from the U.S. Department of Housing and Urban Development to work in partnership with the Boston Fair Housing Commission to eliminate housing discrimination in the Boston metro area through testing, enforcement and education.

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A cool way to purchase a $500,000 house with a little help from Chan Zuckerberg.

bank cash

Let’s get right to it:

In high-priced housing markets, a home for $500,000 would require an ideal $100,000 down payment. Who has $100k laying around? Not too many people right. 

house with a huge porch in Newport RI

Well, if you are a teacher or eligible professional, here’s an option to consider:

  • If the house cost $500,000 in high priced market
  • Downpayment required is $50,000
  • You put $50,000 down
  • A Chan Zuckerberg co-funded LANDED initiative  pays $50,000
  • The balance is $400,000 ( ya need a mortgage )
  • The funder arranges the $400,000 mortgage
  • The mortgage is paid every month by ( Landed.com )
  • you live there MORTGAGE FREE, just pay utils, upkeep, overhead.
  • years pass by
  • House is sold for  for $550,000
  • Why not: teacher or busy professionals moves on
  • Profit is $50,000 ( $550,00 minus $500,000 original cost)
  • Landed.com keeps 75% of the sales profit
  • Teacher/Professional keeps 25% of the sales profit
  • That’s it!
  • # the end

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Create Space in Your Home by Getting Organized

Organize your space

by Julian Lane

Its the first day of autumn in New England. Start Now!

Does your home seem too small? That could be the case even if you live in a mansion, as that’s what happens when you’re not organized. Stuff just seems to spill out of the cupboards and closets and onto the floors and tables, making you wonder what happened to all those spare square feet you had when you moved in. You know exactly what the solution to this problem is, and yet getting everything in order seems so monumental that you don’t know where to begin. Here are a few suggestions that will make the whole thing quick and easy.

Purge Old Junk
Staying organized is impossible if you have too much stuff, so you need to get rid of some of it — for the sake of your own sanity. According to a writer with House Beautiful, cluttered environments overwhelm you and lead to stress, so there’s more at stake than just aesthetics. It’s not an easy task, though, so take it step by step and room by room, committing enough time to the process by saying “no” to distractions. The upside: You may be able to make some money by selling your undesirables at a yard sale.

Think Vertically
If you think there’s no more room, look up before you give up. Good Housekeeping has a few suggestions for using all that space from floor to ceiling, such as installing towel bars with hanging hooks on the wall in your kitchen, preferably near your stove or counter so you can reach for spoons, spatulas, and lids as you need them. Elsewhere, imagine a few anchors attached to the backs of doors with colorful tote bags where your kids can put their toys.

Expand Your Closets
Sure, you’re already using them, but probably not to the maximum. Your decluttering efforts have already freed up space previously taken up by clothes you haven’t worn in years, but there’s still work to be done. First, search for any extra cubbies and cases that you’re not using and use them to store shoes, books, and other items that don’t belong on your bedroom floor. Lastly, add another rod and more hangers to hang up whatever else you can.

Put Things in Storage
That sled does not belong in the closet in the middle of summer, and ditto for the surfboard when the snow is falling. If you have a basement or attic, use them. They are the perfect places for a number of bulky items, including holiday decorations and those pots and pans you only use when making a massive Thanksgiving dinner. Anything smaller can be put into labeled boxes so you can find them when you need them, but be sure not to include old photos or anything else that could be destroyed by excessive heat or humidity.

Divide Your Drawers
There’s more room in there than it seems, and some dividers will help you make the best use of it without spending any money as there’s a DIY solution. All you need is some cardboard, a box-cutter and a tape measure so everything fits into place. You need not be an expert handyman as the whole process simply involves cutting notches in the cardboard and fitting everything together to create divided cubby holes for better storage.

Shop Wisely
Once you’ve organized everything, don’t let it fall into chaos once more by spending money on stuff you don’t need that just take up space. In fact, Reader’s Digest has a
list of items that you should never buy for exactly this reason. Novelties and trendy clothes top the list, which should come as a surprise to absolutely nobody, but there’s also fad cookware and dollar store items to say “no” to.

The takeaway is to use your brain when shopping or deal with the consequences. A place for everything, and everything in its place. That’s what you’ll get when you’re done with these efforts — and a bigger living space, or at least one that looks like it.

Image via Pexels

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Cigarette smokers want pot smoking banned in apartments and condos.

Even a licensed medical marijuana patient won’t get a break when apartment management and condo associations implement new rules against cannabis users.

The smell of pot smoke swirling around the building has pissed people off who don’t like it.

While most new luxury apartments ban all smokers, cigarette users have had freedom to smoke.

Now, condo associations are asking them to join a policy that allows tobacco and bans pot smoking from the premises.

Watch the sales of pot sniffing dog services, electronic smoke detectors installations and other evidence gathering techniques increase in volume as Massachusetts moves closer and closer to allowing retail stores to flourish.

While more than half of the 351 Massachusetts cities and town councils have voted to limit legalized cannabis retail shops from opening, City of Boston voted 8-1 in favor of legal retail street sales.

On the one hand, people want to be comfortable in their own home and smokers can make people uncomfortable. On the other hand people believe it is a violation of their constitutional rights to ban smoking of one kind while allowing another kind.

Growing marijuana plants at home are also a bone of contention at some residences.

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This elected Boston Councillor accepts help from people who believe the rent is too damn high!

Earlier this week, Smallwall Writer asked you to respond to an effort to restrict AirBnB apartment rental volume in the City of Boston. Then we wrote a letter to the movement leadership. ( Photo of small house adapted a Boston Globe article.)

We heard back a day after.

This is the letter we received.

#

From Councilor Tim McCarthy

timothy.mccarthy@boston.gov

The issue of short term rentals is an incredibly complex issue that will have many years of positive or negative impacts on the City of Boston. I will continue to work with the administration and my colleagues in order to get a solid ordinance that addresses this issue.

I appreciate your email and your advocacy.

Tim McCarthy

District 5 City Councilor

Boston City Hall- 5th Floor

Boston, MA 02201

617-635-4210

@mccarthy4boston

What you see out your front door- is important to us!

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HUD gives $1.2Million to renew support for 32 HIV-AID housing programs via Gloucesters’s Action, Inc

Programs to support people in need of affordable housing who have HIV-AID received $32 million from HUD in December 2017 across the United States.

$1.2 million of the round went to Massachusetts firm Action, Inc. https://actioninc.org/ to support the 32 HIV-AIDS housing programs in their portfolio.

Action Inc receives millions in awards to assist disadvantaged individuals.

Learn more from HUD at https://www.hud.gov/press/press_releases_media_advisories/2017/HUDNo_17-118