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Housing lottery highlights found in the application fine print.


Your Credit Score counts when you apply to a Massachusetts housing lottery. New York Housing lotteries don’t care about that.

However; applicants who have received a housing subsidy (like Section 8) are not subject to the minimum income requirements when applying to certain lotteries, like this one named Broadstone Bare Cove of Hingham. Their apartment units are coming to market soon and have a listed minimum income requirement of $45,180. The application period ends in late August 2019.

When paying rents at market-rate buildings, the leasing office may expect your income to be at least 2.5 times the listed rent. And they will want a rent-to-income ratio of 40%. Affordable housing lottery processors in Mass will look at your Rent-To-Income Ratio  as well. Its about cash-flow. They look for the amount of money left over after you pay for your car, your school, your food and other necessary, recurring lifestyle expenses. All household incomes are included in the calculation.

The housing application requires you to list all income earning household residents for proof. The left-over has to consistently cover the rents. Uber/Lyft  drivers and other gig-economy workers who do not receive a regular W-2 will likely have to file a Profit and Loss statement to prove income with their housing lottery applications. Housing lottery filing forms have been including a blank P&L form for them.

When DHCD funds ( Massachusetts Department of Housing and Community Development) are used to build the property, the applicant must pass reviews on credit scores, tenant history, and criminal background checks in accordance with DHCD’s requirements regarding same. Where minimum incomes tables are listed in some housing applications, the figures they show  may not be “required” because they are the estimated figures the leasing office came up with, but if you can hit those marks, it is a good thing.

Income: for the Brand New Affordable rental units going to market in Hingham soon, these approximate minimum income limits for households without a housing subsidy are mentioned in the app:  1 BR $ 45,180; 2 BR $ 52,500; 3 BR $ 59,100. 

Well, these items are just a few of the important details in a Massachusetts housing lottery application form.

Housing lottery application delivery service. Request one.

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To request the latest lottery application, press the START button.

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  • ALL Massachusetts property directory – Site Addresses, site management company contact information.  apartments by number of bedrooms, and type (family, elderly, accessible), where MASSHOUSING Dollars ( some was your tax money ) was used to create apartment units. Contact the locations for Rent pricing and Vacancies.

Housing lottery apartments for rent, homes to buy, condos to purchase.


The Massachusetts housing lottery process provides income restricted households with reduced price rentals and sales.

Housing applications are available with Text Alert to cell phone SMS service.

ResaleThe Basilica
106 13th Street Unit 235
Charlestown 02129
File Applications by
OwnershipKnights Landing
143 Old Warren Road
Friday, July 19, 2019 – 2:00pm
RentalThe Residences at Brighton Marine 1465 Commonwealth Avenue
Brighton   02135
Tuesday, October 1, 2019 – 11:59pm
Rental15 Pearl Street
15 Pearl Street
Gloucester 01930
Thursday, August 15, 2019 – 5:00pm
RentalSchoolhouse Commons
172 Woburn Street
Reading  01867
Monday, July 29, 2019 – 11:59pm
OwnershipTaft Hill
20 Taft Hill Park
Roslindale 02131
Wednesday, July 10, 2019 – 11:59pm
RentalWarner Woods
223 Laws Brook Road
Concord  01742
Sunday, June 30, 2019 – 11:59pm
RentalThe Cove, a Broadstone Community
230 Beal Street
Hingham  02043
Monday, August 26, 2019 – 2:00pm
Ownership232 Old Colony 232 Old Colony Avenue
South Boston
Monday, July 29, 2019 – 11:59pm
Rental236 Auburn Street
236 Auburn Street
Newton 02466

Housing applications are available with Text Alert to cell phone SMS service.

28 Austin Street
Friday, July 12, 2019 – 2:00pm
299 Lexington Street
Woburn 01801
Monday, August 5, 2019 – 2:00pm
OwnershipWakefield Landing
3 Bennett Street
Monday, July 22, 2019 – 2:00pm
RentalAvenu at Natick
3 Superior Drive
Natick 01760
Monday, August 26, 2019 – 2:00pm
RentalThe Clarion
311 Blue Hill Avenue
Monday, July 29, 2019 – 11:59pm
Resale2 Bedroom in Mission Hill
317 Heath Street
Mission Hill02130
Open Enrollment
OwnershipDeer Pond Village
353 Bourne Road
Plymouth  02360
Monday, July 8, 2019 – 3:00pm
RentalJFK Crossing
420 Harvard Street
Brookline 02446
Friday, August 16, 2019 – 2:00pm
OwnershipBelmont Chambers Housing Cooperative
43 Symphony Road
Open Enrollment
Resale3 BR Condo in Dorchester
459 Columbia Road #2
Dorchester  02125

Housing applications are available with Text Alert to cell phone SMS service.

RentalVillage at Greenbush
50 County Way
Scituate 02066
Sunday, June 30, 2019 – 11:59pm
Resale3 BR Condo in Dorchester
54 Hancock Street #1
Open Enrollment
Rental61 Heath
61 Heath Street
Jamaica Plain 02445
Monday, July 29, 2019 – 11:59pm
Resale2 BR Condo in Roxbury
66 St. James Street #106
Open Enrollment
RentalSouth Street68 South Street01702Sunday, June 30, 2019 – 11:59pm
ResaleArt Block Condominiums
725 Harrison Avenue #E203
South End02118
Open Enrollment
OwnershipParker Place Condominiums
87 Parker Street
Friday, August 23, 2019 – 11:59pm
RentalA.O. Flats at Forest Hills
95 Hyde Park Avenue
Jamaica Plain02130
Monday, July 15, 2019 – 11:59pm
RentalHarborwalk at Cordage Park
Cordage Park
Plymouth 02360
Friday, July 26, 2019 – 5:00pm
OwnershipKasanof Townhouses
Edgewood Street

Housing lottery listings

Smartphone book

A list of curated housing lotteries in Massachusetts updated June 28, 2019

102 Income Restricted Units
1465 Commonwealth Ave
Brighton, MA  – deadline October 2019

Get the papers here.

55 Income Restricted Rentals

Hingham, MA deadline – August 26th

get the papers here

affordable apartments

Application Deadline July 29th

get the papers here 

THE FILE ON THE DOWNLOAD BUTTON PROVIDES: Section 8 listings, Elderly housing, handicapped & special need apartment listings, homes for first time homebuyers who completed the programs, mixed-income apartment location directory.

The housing lottery listings below were published previously. 
Technically, those lotteries have closed. But property managers may extend them. It  is their choice. 
The contact info for them is there if you want to reach out to them

The Melnea Apartments – 7 Apartments Available
Get the papers — click 
431 Melnea Cass Boulevard
Roxbury – Deadline to Apply is June 17th

35 affordable apartments out of 168 units in the development are available
The Kinloch Apartments

104 Turnpike Road, Chelmsford, MA
View rent prices and the application details
Must Apply by June 1, 2019
Phone: 978-256-7425, ext. 21
Email lottery@chelmsfordha.com

150 Camden
deadline May 29th – get papers < — click
6 Income Restricted Apts
150 Camden Street
South End

When a deadline date passes, there may still be a chance when the property manager decides to keep them open. There are many reasons for them to do that. Phone them or email the address on file in the links.

Dorchester – Keystone Apartments for Elderly
Apply before May 15th
Click here for the papers

21 Units available in Brighton, MA
Gabriel Apartments – APPLY ONLINE
Apply before May 15th
click here for the papers

Burlington Apt Lottery – rents $1,273 – $1,700
The Reserve at Burlingtonget the papers
20 Corporate Drive
Burlington MA
Housing Lottery Deadline – June 17, 2019

older listings

Lucky Strike Residency $1,094 – 1,449 per month
3 income-restricted apartments for rent

281 Adams Street, Dorchester, MA 02122
Application deadline – April 23, 2019
1 Studio,  one 1-BR, one  2BR == Lottery Papers required.

Chapel Hill Landing
Homes for Sale: 3BRs $228,00, 4BRs $241,000
Off Hospital Road at 1 Stoneridge Way
Medfield, MA
Open house and on-site application consultation – April 30th. 5-7PM
Click for the brochure with contact info.

Hyde Park – Six income-restricted rental apartments
735 – 745 Truman Parkway
rents are $1,094 – $1,449 depending on size
Apply Online here: www.TrumanParkwayLottery.com
Or call to have an application mailed 781-992-5305
Deadline – apply by April 23rd, 2019

Click for more choices.

How to get hundreds of dollars added to Section 8 housing vouchers in Boston.

a dollar for an idea
a Dollar for an idea

“Boston’s Poor Forced To Find 2017 Apartments At 2005 Rental Rates,”

 link   https://news.wgbh.org/2017/12/12/

Be sure to read it and learn the trick.

Why should they have to ask for this increase?

This problem is caused by elected officials in Massachusetts government. Policy makes a difference.  When they don’t get it right, it is a #FAIL.  Politics is the control of a limited amount of fixed resources.

The article says …  “xtremely hard,” said 35-year-old Ashesha Rockette.”

Rockette receives a state housing voucher that helps subsidize her rent. She is required to pay a third of her monthly income — $211 — toward the rent while the state kicks in the rest.

excerpt: The state’s Department of Housing and Community Development would not comment on the funding levels for the voucher program.

The state slashed the budget in the 1990s. Over the last few years, they’ve restored some funding, but that’s gone to increasing the number of vouchers, not the subsidy amount.

excerpt: At 2005 rates, you may also struggle to find a safe, working apartment that meets state housing standards, said Rockette. When Rockette eventually found a place in Hyde Park for $1,650, it was far from perfect. Last week, the water was turned off. There’s mold, and rodents. Her mailbox has never locked properly, so she misses important mail.

excerpt:  Two years ago, that meant the state was paying the difference between her third and a cap of $1,392 — the maximum amount she could spend on rent. Rockette was not able to find an apartment at that rate. She eventually negotiated a better deal with the state, but many people who rely on these vouchers are still locked into the cap, which was set back in 2005.

Boston is increasing section 8 financing so the vouchers will cover more high-rent streets.

HEADLINE:  Dec 12, 2017,

Governor Baker announce a plan for 135,000 new housing units by year 2025


In May 2016, the governor announced $1.1 Billion for housing investment in Massachusetts. Where is the happy ending to the story?

When policy makers in government allocate billions of dollars to cover necessary expenses, there is negotiation. Do you build more housing the less fortunate can afford? Do  you fix rusty bridges, replace underground the water pipes, cover cost of free insurance for  poor people? Do you build a new highway?

What do you do with fixed amount of money?

The answer never pleases everybody.

Root Root! for URBAN BANK the startup micro-lending donation service for the unhoused that is just getting started.


“Unhoused?” We have never heard that term before. It is definitely something thought up by some cool SAAS-enabled tech startup in Boston, operating on  Ruby on Rails or some kind of web tech,  wouldn’t you think? 

Now here comes  UrbanBank, a new mobile micro-donation platform that enables users to give the homeless access to essential items for health, like a toothbrush.

NICE!   Find out more at 

The Urban Bank is a real business with a real chance to make a real difference.

Contact: Mackenzie Bullard, bullard@bu.edu 

Section 8 housing list and news

Section 8 Massachusetts


April 2019 – Boston Mayor Martin Walsh releases 1,000 new Section 8 rental housing vouchers to support those who suffer from chronic homelessness. The vouchers will be issued by the Boston Housing Authority through four programs that assist homeless individuals: Coordinated Access System referral program, the Rapid Rehousing program, the Moving On program and the Leading the Way Home Program.  Section 8 vouchers allow individuals and families with low incomes to only spend about 30 percent of their income on rent and utilities, with the voucher covering the rest of costs.

Boston Section 8

The Boston Housing Authority administers a Section 8 program. view web site

Housing eligibility varies by Public Housing or Section 8/Leased Housing programs. BHA staff evaluate each individual application and make an eligibility decision. Here are some general guidelines that BHA uses to assess your eligibility. 

Massachusetts Section 8

Section 8 housing choice voucher program is the federal government’s major program for assisting very low-income families, the elderly, and the disabled to afford decent, safe, and sanitary housing in the private market.  The Massachusetts Section 8 Housing Choice Voucher Program Centralized Waiting List feeds Ninety-Nine (99) Massachusetts housing authorities who use this one computerized list. All applicant information entered onto this list can be accessed and updated by any and all participating housing authorities.  View the Centralized List website for Section 8 applications and information. The Massachusetts Centralized Section 8 Waiting List will remain open indefinitely. The Waiting List is updated at least every two (2) years. 

Search for Section 8 by Zip Code 

CLICK HERE to Search with a zip code.
The HousingWorks Net Boston non-profit created a unique Section 8 search engine for Massachusetts properties and waitlists. 

Section 8 Legal Help

Consult Greater Boston Legal Services, Inc. – website    They are one of a number of organizations offering Section 8 legal assistance when trouble arises with landlords and Section 8 tenants.

Section 8 Federal HUD Information

Look at the Massachusetts Area Section 8 Locator Map.   Click to Access.

Cambridge affordable housing opportunities

City Hall Cambridge

City of Cambridge affordable housing is owned by non-profits,  Town Hall, and there are privately-owned affordable housing units. Low income applicants are charged 30% of their income for rent when selected into the program.  The Community Development Department (CDD) is accepting Preliminary Applications.  To be considered into the Inclusionary Housing Rental Program you must apply.  You can view the eligibility requirements here and download the application. 

Housing in the Middle-Income program is for households with an income between $60,000 to $100,000. The Maximum Income Program allows incomes between $90,000 and $150,000.

A number of departments and organizations are building and renting affordable housing in the City of Cambridge. Click here to view the list.

Are you eligible for an Affordable Apartment. Yes, you probably are. Here’s why.

affordable rental living space forms

A household who earns from $22,650 to $200,000 a year can be eligible for below market rate rents and purchase prices. That household could be yours.

Here’s why.

Your Income Matters.  The Federal Housing and Urban Development Department established income guidelines for every region of the United States. These regulations are used to fix rental prices to what properties rent and sell for.  

The rules created an Income Eligibility Chart.

In most of Massachusetts and the Metro Boston area, a household with an income of at least $22,650 can rent a 30% AMI studio apartment for $470.  Each AMI level raises the amount of rent.

Where Section 8 can be used, you get a price break.

See Rents

See Income limits

View more charts here.

On the Market now 

SALE: deadline for app is May 8th, 2019
Address: 11 Iffley Road, Jamaica Plain MA 02130
3BR, home for sale – 65% AMI $192,000 apply here

Rental: deadline to apply is May 15, 2019
Keystone Apartments,  151 Hallet Street Dorchester
Rent is 30% of your adjusted Gross Income
1 BR – restricted to elderly.
income limit. $56,000-$64,000 – APPLY  
( 30% of $56,000/12 ) is the month rent

Affordable Housing Lottery
The Reserve at Burlington
20 Corporate Drive, Burlington, MA
Studios @ $1,293, 1BRs @ $1,470, 2BRs @ $1,632, 3BRs @ $1,792
Apply here before June 2019
*Rents subject to change.
Utilities not included.
Tenants will pay own Gas Heat, Gas Hot Water,
Electric Cooking, Electricity, Water and Sewer.

Legal help when landlords say no to Section 8 or disability checks.


Landlords who say no to Section 8 housing vouchers or disability checks when you pay the rent  are breaking the rules. Fortunately you can do something about it.

Call 617-884-7568 to report your trouble or visit the Suffolk Law Housing Discrimination Testing Program web site at http://www.suffolk.edu/law/hdtp 

Suffolk Law’s Housing Discrimination Testing Program (HDTP) is funded by a grant from the U.S. Department of Housing and Urban Development to work in partnership with the Boston Fair Housing Commission to eliminate housing discrimination in the Boston metro area through testing, enforcement and education.